Calculators

Whether your buying your first home,or selling one, buying another,you'll need a pre-qualification letter from a mortgage lender in order for your Realtor to show you homes and submit an offer for you. Homeowners expect Realtors to show their home only to qualified buyers. Bear in mind that this is only a first step. Once your offer is accepted, you can shop around for a lender with the best deal. Generally, you have 30 days to obtain a mortgage commitment once your offer is accepted.

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. The optional fields"GDS & TDS" are set to 28% and 36% These are the standard averages generally used by lenders, so you can leave them alone for now.To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link, or you can just print it now.

I know you value your privacy and hope you find the resources on my site to be of value to you. The information you obtain from using these calculators is not absolute; but it should give you a ball park figure. 

I look forward to hearing from you when you are ready. Patrick